It was two fingers from Cadburys when they reduced the weight of their Chocolate Fingers packs in 2015 and official figures show a whopping 2,500 products have shrunk in size but not in price since 2012!Labelled as â€œShrinkflationâ€ by the Office for National Statistics, their research shows products from chocolate bars to toilet rolls have all got…Read More
Putting money in a standard UK bank savings account or cash ISA will see your savings shrink, not grow.How come? Well, typical bank interest rates are below the cost of inflation â€“ the amount prices rise and affect how much it costs us to live.Letâ€™s say youâ€™ve had Â£1,000 in a high street bank savings or cash ISA account for the past 10 years.…Read More
Think investing is only for the rich? Youâ€™re not alone. There are many myths about investing that simply arenâ€™t true. Understanding what these are will help you become a savvy saver and get your money working much harder for you.1) Investing is only for the wealthy...Wrong! You can get started with a small amount and build it up by making regular…Read More
Why do the rich just seem to get richer? Itâ€™s a fact that money makes money and a key reason for this is due to compound interest.It may sound like financial jargon but the way it works is simple. When you set up a savings plan, after a set amount of time you usually get a small amount of money added in the form of interest. This means you then have…Read More
Moneyworks Spring NewsletterThis report focuses on the tricky but important issue of estate planning â€“putting your financial house in order now to help to avoid your loved ones being left to pick up the pieces and foot the bill when you are gone.Click here to download this newsletter.Read More
MoneyWorks Winter newsletterFollowing the pension reforms we look at how the new rules have made leaving your pension as an inheritance to your loved ones a much more favourable financial option, and why if you have just a few more years left in work, now is the time to take control of your pension options.Click here to read the full articleRead More
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Buying your home is often seen as the biggest financial commitment you will ever make so getting the right mortgage is important, with so many different types of mortgage to choose from, how can you be sure of which is right for you?
One of the biggest goals in life is a happy, comfortable retirement. At whatever age you plan to retire, you will want to ensure you have enough money to go with your new-found way of life...
The objective of the advice service that we provide is to put in place product solutions to enable you to meet your financial goals and then regularly review the performance of those solutions to help you to remain on track. In order to achieve this, we follow the process set out below.
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